Home    Loan Center    Products    About Us    FAQ    Resources  
  My Account Login  
  Get Started  
  Contact Us  
Products

PLA offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide the following loan products:

Conv, FHA, VA, USDA and Portfolio loans 

 

 
Conventional
FHA
VA
USDA

Conventional
Up to 97% LTV - Purchase and Refinance - 15, 20 and 30 YR Fixed Rate Mortgage - 5, 7, and 10 Year Adjustable Rate Mortgages Available - 1 - 4 Unites - All Occupancy Types

FHA
Up to 96.5% LTV - Purchase and Refinance - 15 and 30 Year Fixed Rates - 5 Year Adjustable Rate - 1 - 4 Units

VA
Zero Down Payment - Purchase and Refinance - 15 and 30 Year Fixed Rates - 5 Year Adjustable Rate - 1 - 4 Units - Limited to Eligible Veterans - No Mortgage Insurance

USDA
Zero Down Payment - Up to 102.5% LTV - Purchase and Refinance - 30 Year Fixed Rates - 1 Unit - Limited to rural areas - Income eligibility



Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.