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| FHA |
| VA |
| USDA |
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Conventional
Up to 97% LTV - Purchase and Refinance - 15, 20 and 30 YR Fixed Rate Mortgage - 5, 7, and 10 Year Adjustable Rate Mortgages Available - 1 - 4 Unites - All Occupancy Types
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FHA
Up to 96.5% LTV - Purchase and Refinance - 15 and 30 Year Fixed Rates - 5 Year Adjustable Rate - 1 - 4 Units
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VA
Zero Down Payment - Purchase and Refinance - 15 and 30 Year Fixed Rates - 5 Year Adjustable Rate - 1 - 4 Units - Limited to Eligible Veterans - No Mortgage Insurance
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USDA
Zero Down Payment - Up to 102.5% LTV - Purchase and Refinance - 30 Year Fixed Rates - 1 Unit - Limited to rural areas - Income eligibility
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $484,350 for the contiguous states, District of Columbia, and Puerto Rico or below $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $484,350 for the contiguous states, District of Columbia, and Puerto Rico or exceed $636,150 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.
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